:root {
  --primary: #0055ff;
  --primary-50: #eef4ff;
  --primary-100: #dce9ff;
  --ink: #1a1a1a;
  --body: #3a3f4a;
  --sub: #6b7280;
  --line: #e6e8ee;
  --bg: #f7f8fb;
}

* { box-sizing: border-box; margin: 0; padding: 0; }

html { -webkit-text-size-adjust: 100%; text-size-adjust: 100%; }

body {
  font-family: 'Pretendard Variable', 'Pretendard', -apple-system, BlinkMacSystemFont, system-ui, Roboto, sans-serif;
  color: var(--body);
  background: var(--bg);
  line-height: 1.78;
  word-break: keep-all;
  overflow-wrap: anywhere;
  -webkit-font-smoothing: antialiased;
  padding: 40px 18px 64px;
}

.doc {
  max-width: 820px;
  margin: 0 auto;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 44px clamp(22px, 5vw, 56px);
  box-shadow: 0 10px 36px rgba(0, 0, 0, 0.05);
}

.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  padding-bottom: 22px;
  margin-bottom: 26px;
  border-bottom: 1px solid var(--line);
}
.brand img { height: 26px; width: auto; display: block; }
.brand span { font-weight: 800; letter-spacing: -0.02em; color: var(--ink); }

h1 {
  font-size: clamp(1.45rem, 4vw, 1.95rem);
  font-weight: 800;
  letter-spacing: -0.02em;
  line-height: 1.3;
  color: var(--ink);
}
.effective {
  display: inline-block;
  margin-top: 14px;
  background: var(--primary-50);
  color: var(--primary);
  font-weight: 700;
  font-size: 0.9rem;
  padding: 6px 14px;
  border-radius: 999px;
}
.intro { margin-top: 20px; color: var(--body); }

h2 {
  font-size: 1.18rem;
  font-weight: 800;
  color: var(--ink);
  margin: 40px 0 14px;
  padding-top: 26px;
  border-top: 1px solid var(--line);
  letter-spacing: -0.01em;
}
h3 { font-size: 1.02rem; font-weight: 700; color: var(--ink); margin: 22px 0 8px; }

p { margin: 10px 0; }
ul, ol { margin: 12px 0 12px 4px; padding-left: 22px; }
li { margin: 7px 0; }
li::marker { color: var(--primary); }
strong { color: var(--ink); font-weight: 700; }
a { color: var(--primary); font-weight: 600; }

.table-wrap { overflow-x: auto; margin: 16px 0; border: 1px solid var(--line); border-radius: 12px; }
table { width: 100%; border-collapse: collapse; font-size: 0.92rem; min-width: 460px; }
th, td { padding: 12px 14px; text-align: left; vertical-align: top; border-bottom: 1px solid var(--line); }
th { background: var(--primary-50); color: var(--ink); font-weight: 700; white-space: nowrap; }
tr:last-child td { border-bottom: none; }
td:first-child { font-weight: 600; color: var(--ink); white-space: nowrap; }

.contact-box {
  margin-top: 22px;
  background: var(--bg);
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 20px 22px;
}
.contact-box ul { list-style: none; margin: 0; padding: 0; }
.contact-box li { margin: 5px 0; }
.contact-box li::marker { content: none; }

.policy-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 44px;
  padding-top: 26px;
  border-top: 1px solid var(--line);
}
.policy-nav a {
  font-size: 0.9rem;
  font-weight: 700;
  padding: 9px 16px;
  border-radius: 999px;
  border: 1px solid var(--primary-100);
  background: #fff;
  color: var(--primary);
  transition: background 0.15s, transform 0.15s;
}
.policy-nav a:hover { background: var(--primary-50); transform: translateY(-1px); }
.policy-nav a[aria-current="page"] { background: var(--primary); color: #fff; border-color: var(--primary); }

footer { max-width: 820px; margin: 22px auto 0; text-align: center; color: #9aa0ad; font-size: 0.84rem; }